Forbearance Ending? Choose the Right Exit Before Payments Resume.
As forbearance winds down, you’ll face a menu: lump-sum cure, repayment plan, deferral/partial claim, or modification. We model the payment impact for each and help you pick the path that protects cash flow and credit.
- Get an exact reinstatement figure and verify escrow/fees.
- Compare repayment vs deferral/partial claim vs mod—based on real income, not guesses.
- If the payment won’t pencil: evaluate a quick sale or short sale to avoid default.