Auction or Pre-Auction

Auction / Pre-Auction Options

If a sale date is set, we pursue viable postponement paths and a real exit plan under NY timelines.

How It Works

Timeline check
What’s scheduled, court status, realistic windows to act.
Choose the lane
Loan mod resubmission, short sale package, or accelerated sale.
Execution
Get a complete file on record and counter the value/time constraints.
Outcome
Postponement + approval, or timely sale that avoids a deficit.

What You Can Expect

  • More time to execute a real plan (when permissible)
  • Clear understanding of lender/investor expectations
  • Avoid surprise fees or last-minute file closures

Document Checklist

  • Notice of sale / court status, attorney info
  • Most recent servicer letters and statements
  • Any prior applications/denials
Tip: If you don’t have everything, send what you do have — we’ll triage and request the rest.

FAQs

Can every auction be postponed?
No. It depends on file status, investor rules, and how complete the submission is.
Is a short sale faster than a loan mod?
Often yes for near-term auctions; we’ll lay out tradeoffs for your case.
What if I have multiple liens?
We coordinate all lienholders and sequence approvals to close on time.
We’re not a law firm or HUD agency. We coordinate with approved counselors and your chosen attorney. Your situation is unique; timelines and outcomes vary.